(BPT) – Natural disasters cost Americans $91 billion in damages in 2018, according to the National Oceanic and Atmospheric Administration.
With parts of California in the midst of peak wildfire and flooding seasons, experts emphasize the importance of safeguarding key assets, especially those irreplaceable personal and financial documents.
Safeguard your irreplaceable belongings. Whether you’re waiting out a storm or must quickly vacate your home, your most important papers, records, photos, valuables and heirlooms will be more secure when stored in a fire- and water-protected safe, such as the durable SentrySafe Combination Fire/Water Safe or portable SentrySafe Fire/Water Chest.
Maintain digital copies. Plan ahead for contingencies by storing copies of your most essential documents safely in the cloud, as well as portable flash drives. Free apps for Android and iOS phones make it easy to scan documents for that purpose.
Consider moving expensive artwork, antiques, wine, cars and/or other possessions to a temperature-controlled, generator-protected storage facility built for that purpose.
Secure your yard and home. Make sure your trees are properly trimmed and ensure your yard is clear of lawn furniture, landscaping equipment and other loose items. Strong winds can also open doors to storage areas and sheds if not properly locked.
Close interior doors. Taking that step may preserve your roof in high winds, since it compartmentalizes the pressure inside the home into smaller areas, according to the Insurance Institute for Business & Home Safety.
Prepare for insurance claims. Inventory and photograph your belongings as they’re purchased, attaching receipts and including appraisals when applicable.
Establish a lock box. You never know when you could be trapped inside your home and/or need someone else to check on it during a disaster.
Please click here to contact a Pacific Home Broker’s Agent to learn more.