Can You Afford Your New House?

As a first-time homebuyer, make sure you can realistically afford your new house. Use a mortgage calculator to determine your budget, income, debt, savings, credit score, and other financial obligations. Most importantly, ensure you have extra money for an upfront down payment and closing costs.

Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.

You Only Need 3% Down!

Why wait until you have 20% saved if you can get started with 3% down today?

Historically, many home buyers were encouraged to wait until they had 20% saved before they put a down payment on a home but those days are behind us. Here at Pacific Home Brokers, we can help you begin your home buying journey with as little as 3% down.

What are you waiting for? Get in touch with us today.

Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.

Increase Your Home Value!

Adding a full bathroom can increase the median home value by 5.7% on average!

Bathrooms are one of the main talking points for home buyers today. Whether you are preparing to put your home on the market or making improvements for you and your family, bathroom remodeling is a wise investment.

Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.

Should You Buy or Sell First?

Deciding whether you should buy your replacement home first or sell your house first should be based on your finances, moving timeline, and the market conditions. Generally, selling first benefits sellers of homes in buyer’s markets so you can ensure your home sells. Buying first benefits sellers of homes in seller’s markets when you know buyer’s are paying top dollar for homes.

Selling first is also beneficial if you need to access your current home equity to buy your new home. We always recommend selling your home before buying your replacement home so you can ensure you have your current home sold.
Are you ready to buy?

Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.

Our Agents Are Reliable Professionals

First-time home buyers face sky-high prices, little inventory, and investors with deep pockets, not to mention the average first-time home buyer is in danger of overpaying. Buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals!

That’s where we come in.

Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.