Pacific Home Broker’s Blog

It’s sometimes better to buy an older home in a great neighborhood. You can always make improvements to your home over the years! Great neighborhoods with A+ school districts will help your home retain and even increase in value. Make sure to look at crime statistics and the walkability of a neighborhood when considering a home! Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.

Happy Thanksgiving!

We are thankful for our clients! Wishing you a Happy Thanksgiving from our team at Pacific Home Brokers.
Here’s a tip when looking at homes: Ensure you make time for breaks when you’re going through the home buying roller coaster. Try not to get emotionally invested in a home that you don’t own yet! Keep the faith that you will find the right home for you when the time is right. We’ll lighten the load for you and make the process as stress free as possible. Keep calm and let us find you
Home selling is part art, part science, part marketing, and part negotiation. We’ll mix the right colors and ingredients and prepare them for the negotiation to make sure you get the right price. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.

Get A Preapproval

Most buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.

Tips for Finding a Home

Look beyond paint and light-fixtures. These are cosmetic things that can easily be changed. Besides the purchase price, think of additional costs: insurance, homeowner association fees and real estate taxes. Budget for closing costs! Consider the location – Spend time getting to know the area. Research the local school districts, even if you don’t have kids, school districts will influence the value of your home. Please click here to contact a Pacific Property Loans’ Loan
Forms, financing, inspections, marketing, pricing, and negotiating, don’t get stuck in the property labyrinth. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Start saving early! As a first-time home buyer, we recommend you save as much as possible. You will need enough for a 3% down payment and funds for moving into your new home. Learn how to manage your cash flows now to buy the home of your dreams in the future. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
It is a possibility to opt for lower down payments. However, choosing low down payments means less equity, higher monthly payments, and more interest over the life of the loan. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Buying your first house should not be a chore. Our Pacific Home Brokers™ agents are knowledgeable about areas you’re interested in buying, whether it’s within your community or thousands of miles away. Our experts can offer you valuable consultation to help you choose and close your first home with ease. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Our Pacific Home Brokers agents are your go-to professionals for finding a home that matches your needs and budgetary requirements. Our agents will attend viewings, educate you about the priorities of being a homeowner, and submit an offer on your behalf. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Consumer debt has reached an astounding 14.2 trillion USD and Americans carried an average personal debt of $90,000. Owning a home remains a possibility with the help of trusted Pacific Home Brokers agents that can help get you preapproved by a loan officer and advise on your home affordability. Find the right loan to match your needs. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn
As a first-time homebuyer, make sure you can realistically afford your new house. Use a mortgage calculator to determine your budget, income, debt, savings, credit score, and other financial obligations. Most importantly, ensure you have extra money for an upfront down payment and closing costs. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Why wait until you have 20% saved if you can get started with 3% down today? Historically, many home buyers were encouraged to wait until they had 20% saved before they put a down payment on a home but those days are behind us. Here at Pacific Home Brokers, we can help you begin your home buying journey with as little as 3% down. What are you waiting for? Get in touch with us today.
It’s easy to get caught up in the lot or home size when viewing a property, but don’t overlook these 3 things! Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
See a home you like but you’re not sure where to start? Here’s a short guide to walk you through the home buying process! Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Consider your financial goals, future plans, and how much you spend before purchasing a home! Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Adding a full bathroom can increase the median home value by 5.7% on average! Bathrooms are one of the main talking points for home buyers today. Whether you are preparing to put your home on the market or making improvements for you and your family, bathroom remodeling is a wise investment. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Did you know that the average American spends 2.5 months house hunting and views an average of 10 homes before buying? We can help you start your home search with our free home search tool! Check out our Home Search tool>>> https://www.pacifichomebroker.com/home-search/ Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Deciding whether you should buy your replacement home first or sell your house first should be based on your finances, moving timeline, and the market conditions. Generally, selling first benefits sellers of homes in buyer’s markets so you can ensure your home sells. Buying first benefits sellers of homes in seller’s markets when you know buyer’s are paying top dollar for homes. Selling first is also beneficial if you need to access your current home
Remember that a reputable agent will never pressure you into making a big decision too quickly or promise to sell your home before they’ve seen your home. Beware of the “We Buy Homes” advertisements, and be cautious when it comes to private sales. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
First-time home buyers face sky-high prices, little inventory, and investors with deep pockets, not to mention the average first-time home buyer is in danger of overpaying. Buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals! That’s where we come in. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
(BPT) – Millions of people still find themselves confronting financial hardship and uncertainty due to the COVID-19 pandemic. For those finding it challenging to keep up with timely rental payments, resources and relief options are available including financial counseling, help communicating with landlords, state and local tenant protections, and even emergency rental assistance. In addition to resources for renters, property owners with a building financed by Fannie Mae may be eligible for forbearance, which temporarily
Historically, many home buyers were encouraged to wait until they had 20% saved before they put a down payment on a home but those days are behind us. Here at Pacific Home Brokers, we can help you begin your home buying journey with as little as 3% down. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
The number of homes purchased is projected to increase to 7.1 million in 2021. Americans are purchasing more and more homes, year after year. If you are curious how much your home is worth, check out our home value calculator to see for yourself. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
It’s easy to get caught up in the lot or home size when viewing a property, but don’t overlook these 3 things! Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
See a home you like but you’re not sure where to start? Here’s a short guide to walk you through the home buying process! Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
With everyone and their brother buying a house, you may be wondering if you’re missing out on the action. But don’t let FOMO let you make a choice that may not be right for you. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Consider your financial goals, future plans, and how much you spend before purchasing a home! Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
(BPT) – There’s nothing quite like owning a home. There’s the pride of achieving a financial goal. There’s the comfort of having a sanctuary and space of your own in which to build a lifetime of memories. Occasionally, as many homeowners can attest to, there’s also the element of surprise when things suddenly break, such as appliances, the furnace or water heater,  and need to be fixed or replaced. Water damage is the most common
Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
(BPT) – Over the last year, life has been synonymous with ongoing changes, and chances are your home has had to adapt to these changes too. Your kitchen table might now be your office, the living room now serves as a classroom and your kitchen island is now a space for virtual social hours with friends. Are you longing for more functional and flexible spaces that work for your evolving needs? You’re not alone. While

Happy Holidays!

Please click here to contact a Pacific Home Broker’s Agent to learn more.
  Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don’t forget there will be other costs associated with your purchase then the price of the home. Here are 5 fees to keep in mind as you begin to budget. Home inspection. This is a crucial step in the home buying process. The findings that come from the inspection can help you negotiate
Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Staging your home is all about putting the best foot forward for potential buyers. By highlighting its most desirable features, you can draw more interest for your home and leave a lasting impression that is sure to help you sell it more quickly. Here’s what you should keep in mind as you prepare for your next open house or viewing! Help them visualize it as their own. Make it easier for buyers to imagine themselves
 Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
You’ve found your dream home and now it’s time to cross all your T’s and dot all your I’s before it’s all your own. And one of the first items on your closing checklist the home appraisal. So, what exactly is that? The home appraisal is essentially a value assessment of the home and property. It is conducted by a certified third party and is used to determine whether the home is priced appropriately. During
Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Outdated kitchen. Overrun backyard. Unusable basement space. If you have a home renovation project on the mind, the first thing you have to consider is how you are going to finance it. Here are the most common options to make your dreams become a reality. Cash. Paying in cash is the most straightforward financing option, just save until you have enough money to cover the expenses. This will help eliminate spending outside your budget; however,
Before you start shopping for a home, make sure you know your budget. Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
When you put your home up for sale, one of the best ways to determine the asking price is to look at comparable sales. There’s rarely a perfect apples-to-apples comparison, so a pricing decision often relies on comparisons to several recent sales in the area. Here are five criteria to look for in a sales comparison. Location: Homes in the same neighborhood typically follow the same market trends. Comparing your home to another in the
Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually be financial benefits to putting down a small down payment—as low as 3.5 percent—rather than parting with so much cash
(BPT) – Natural disasters cost Americans $91 billion in damages in 2018, according to the National Oceanic and Atmospheric Administration. With parts of California in the midst of peak wildfire and flooding seasons, experts emphasize the importance of safeguarding key assets, especially those irreplaceable personal and financial documents. Safeguard your irreplaceable belongings. Whether you’re waiting out a storm or must quickly vacate your home, your most important papers, records, photos, valuables and heirlooms will be
Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.

Repair Before You List

When you’re getting ready to list your home, it’s of the upmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and fix up some of its possible weaknesses can make a big difference in how fast it sells. Here are our top five recommended repairs to make before selling your home. Repaint walls. Giving your home a fresh coat of paint is one of the most

Upsizing Your Home

Our homes don’t always grow with us. What may have initially worked fine for a single person, a young couple’s starter home, or a family with a newborn can quickly become too small as families expand and multiple generations live under one roof. Remodeling and adding to your home is one option for creating more space, but it can be costly, and the size of your property may be prohibitive. That’s when moving to a
Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
For most of us, our bedroom is little more than a place to sleep and relax. However, just because it’s always been that way doesn’t mean that we have to settle for drab and dreary. One trend that’s gaining steam these days is converting your current bedroom into a luxury suite (or something comparable). If you want to live like you’re renting a room at the Ritz, then you want to follow these tips. Compartmentalize
Please click here to contact a Pacific Property Loans’ Loan Officer or Pacific Home Brokers’ Agent to learn more.
Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones. Scoring a lower interest rate. The number one reason homeowners decide to refinance is to secure a lower interest rate on their mortgage. Not
As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, short sales and foreclosures provide them options for moving on financially. The terms are often used interchangeably, but they’re actually quite different, with varying timelines and financial impact on the homeowner. Here’s a brief overview. A short sale comes into play when a homeowner needs to sell their home but the home is
An evacuation plan is a necessity for every home, especially if you live in an area where fires, earthquakes, hurricanes, flooding, and other disasters are a possibility. Many homeowners create evacuation plans for their homes and practice them with their kids, but far fewer have considered one for their pets. Take these steps to add your pets to your evacuation plan. Assign pet evacuation to an adult. Everyone should know how to act during an
Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a deal pretty quickly. Here are some negotiation tactics buyers and real estate professionals should avoid: Low ball offers: Going far below market value when you make an offer damages your credibility as a buyer and can be insulting to the seller. The
(BPT) – Now that the temperatures have warmed, families are emerging from weather-imposed hibernation to delight once again in outdoor living. For some homeowners, however, the spring season can be fraught with embarrassment as they covet their neighbor’s lush lawn and seek help from Mother Nature (and her helpers) to fix all that ails within their own backyards. Let’s face it. We all want a beautiful carpet of green to create the backdrop for entertaining,
Please click here to contact a Pacific Home Broker’s Loan Officer or Agent to learn more.
(BPT) – When you think of your bathroom, what comes to mind? A place you’re in and out of quickly while getting ready for the day or winding down for the night? Your bathroom can be more than just a utilitarian space. Features like these cam also increase the desirability of your home. By adding certain bathroom amenities, you can transform your bathroom into a calming oasis that serves as a retreat from everyday stressors.
Please click here to contact a Pacific Home Broker’s Loan Officer or Agent to learn more.
(BPT) – Segmental retaining wall (SRW) units are one of the most versatile landscaping tools in the homeowner’s and professional landscaper’s toolbox. Retaining wall units have evolved from just being used to retain soil, transition slopes and prevent erosion. Today’s SRWs can do all that plus serve as multipurpose building blocks for a variety of outdoor-living features, including stairs, columns, freestanding walls, tiered walls, curved walls, seating and more. Creative designs While SRWs still beautifully
Please click here to contact a Pacific Home Broker’s Loan Officer or Agent to learn more.
(BPT) – The spring home-buying season is just around the corner and that means people are busy making improvements to get their homes ready to sell. These days, home upgrades are increasingly focused on one key feature: connectivity. In 2019, buyers want smart homes they can easily control from anywhere. From smart HVAC and sprinkler systems to connected garage door openers, it’s all about creating convenience and comfort. Security gets connected Security systems are nothing
(BPT) – If your new home is among the one million or so being built in the U.S. this year, congratulations! You’ll have the chance to customize it to your dream home preferences. One feature that should be at the top of your priority list is the best possible fire protection for yourself and your loved ones: home fire sprinklers. While choosing household systems may not be as fun as picking paint colors and carpeting,
Please click here to contact a Pacific Home Broker’s Loan Officer or Agent to learn more.
(BPT) – Smart home products made major strides in 2018. More people than ever now use connected devices in their homes, and smart home hubs are constantly adding new integration and capabilities. Research from Statista predicts that by the end of 2018, more than 45 million smart home devices will be installed in U.S. homes, fueling an exciting new phase for the smart home industry, offering consumers new and improved smart technologies and giving rise
Please click here to contact a Pacific Home Broker’s Loan Officer or Agent to learn more.
(BPT) – From healthy lifestyle changes to productive habits, there are plenty of New Year’s resolutions that can start your 2019 off on the right foot. Homeowners can extend those resolutions to include keeping the house in tiptop shape – and keeping out unwanted visitors. Inspect your home As you start the new year, it’s a good time to check if your home is fully sealed from more than just the elements. Even an opening
Please click here to contact a Pacific Home Broker’s Agent to learn more.

Happy Holidays!

Please click here to contact a Pacific Home Broker’s Agent to learn more.
Social media can be a great way to showcase listings, build relationships, and connect with clients and potential clients. But to maximize its benefits, you need a solid social media strategy. You also need a social media safety plan, so your posts don’t land you in court. Avoiding a real estate lawsuit related to social media starts by knowing the risks. Let’s look at three things you can do to avoid social media errors that
(BPT) – The holidays, the big game, New Year’s and everything in between: At this time of year there are plenty of reasons to invite family and friends to your home to entertain. In addition, there are also plenty of times, particularly on cold winter nights, when you just want to have a place you can go to get cozy, play a video game or watch a movie in peace. Either can be an appealing
Please click here to contact a Pacific Home Broker’s Loan Officer to learn more.
(BPT) – The gift-giving season is upon us once again! Whether you’re buying your loved ones a new pet, some fancy jewelry or the latest mobile phone for the holidays, one thing is for sure, these gifts come with costs and complications that can add headaches in the long run. For instance, new pets will inevitably need visits to the vet, electronic devices are often accidentally damaged, and valuables such as jewelry, art or cameras

Happy Thanksgiving

  We appreciate your business and hope all of you are enjoying your family this year at home! Please click here to contact a Pacific Home Broker’s Agent this Holiday Season!
Please click here to contact a Pacific Home Broker’s Loan Officer to learn more.
(BPT) – Thinking of adding a deck? How about replacing the tired, worn siding on your house? Now that the weather is colder, it’s the perfect time to curl up with a hot beverage and start planning your 2019 home projects so you can nail the budget and settle on the look you’re after. Think “cool neutrals” for the color story When someone suggests a neutral tone for your exterior, do you think boring beige
(BPT) – Few sights make homeowners more furious than an attractive landscape destroyed virtually overnight by hungry deer. Rose bushes and ornamentals? Nipped off every bud. Expensive shrubs? Browsed within an inch of their lives. Trees? Damaged, disfigured and sometimes dead. Deer – and their wilder relatives, moose and elk – usually leave a path of destruction in their wake, and even winter can’t calm the carnage. In fact, as cold weather descends, deer shift
(BPT) – When additive manufacturing technology – better known as 3D printing – was first invented more than 30 years ago it was intended to make the product design and manufacturing process more efficient. At that time, 3D printing was used primarily as a way to create prototypes to validate and perfect product design, but the inventor, Chuck Hull, had no idea how it would change the way we live. Today, 3D printing has evolved
(BPT) – Creating an outdoor living space will give you an extra “room” to enjoy in all types of weather, even as the temperatures drop. You can start small with an inexpensive patio set and charcoal grill on a new deck, go all out with a fully installed kitchen, fireplace and living room, or something in between. It depends on your budget and how you plan to use the space. Here are some ideas for
(BPT) – Winter will be here before you know it. The season has a way of sneaking up on you and before you realize you’re not ready, the first chilling breezes have already arrived. Begin with winterizing your home now to ensure you’re prepared for the season. Apply the following tips and your home will be winter ready in no time. * Prime your plumbing. If you live in an area where freezing pipes are
(BPT) – Buying a home is an exciting process, but for many people it can also seem out of reach. While many renters would like to buy, there are several factors that may lead potential homebuyers to believe they may not be ready. These include credit score requirements, income and debt levels, and the common myth that a 20 percent down payment is needed. Here is some good news: Qualifying for a mortgage may not
Please click here to contact a Pacific Home Broker’s Loan Officer to learn more.
(BPT) – Changing residences can call for the coordination of a lot of details. It is especially true if you’re a do-it-yourselfer who’s renting a truck rather than hiring a moving company. Though the U.S. Census Bureau estimates the average American changes homes 11.4 times in his lifetime, many of us never take time to think about the potential safety hazards involved. Usually we’re way more focused on the challenges of figuring out all the
Please click here to contact a Pacific Home Broker’s Loan Officer to learn more.
A home’s curb appeal leaves a powerful first impression. Yet, according to the recent poll conducted by Ply Gem Building Products, only half of homeowners say their home’s exterior reflects their personality. This is an especially surprising statistic since 81 percent of Americans say the exterior of a home shapes their view of the homeowner. With countless material options and accents like shutters and trim, there are several ways to add color to your home.

Tired Of Renting?

Please click here to contact a Pacific Home Broker’s Loan Officer to learn more.  
(BPT) – It’s easy to appreciate the sights and smells afforded by lawns and landscapes, but when it comes to your yard there is much more to consider besides pleasing aesthetics and aromas. Many would even be surprised to learn that the benefits of a lush lawn and stunning landscape design extend well beyond a yard’s perimeter. That’s right, well-managed landscapes offer tremendous benefits for the community and environment. Here are just a few: *
Click here to contact a Pacific Home Broker’s Agent or Loan Officer to learn more.
Click here to contact a Pacific Home Broker’s Agent or Loan Officer to learn more.
(BPT) – Home improvement projects are popular this time of year and you’ve certainly tackled your share of DIY to-dos in the past. But not this year. This year you realize it’s time to go big, to go bold, to set aside those traditional home improvement projects for another year and do something even bigger. Yes, this year, it’s time to renovate. Whether your plans include renovating one room, a floor or your entire home,
(BPT) – Are summer’s sizzling temperatures causing you to retreat from your favorite outdoor spaces? Garages, patios, sheds, gardens and other outdoor areas should be enjoyed throughout the year. Unfortunately, heat and humidity can quickly make being outside intolerable during the dog days of summer. The good news is keeping outdoor spaces comfortable doesn’t have to be a challenge. With the right tools and some thoughtful planning, you can stay cool and continue your favorite
(BPT) – If you’re like many people, the warm months of summer are when you are most active outdoors. You’re not alone. The same is also true for fleas, ticks and mosquitoes. New findings show these pests are more than just an annoyance, they can pose a health risk. According to the Centers for Disease Control and Prevention, illnesses caused by these pests are on the rise, and in recent years, nine new germs spread
(BPT) – Whether it’s a baby or pet, a new addition to the family calls for new, unexpected responsibilities, and is bound to come with adjustments for every member of the family. While it would be silly to guarantee zero stress for the new family environment, below are tips for a transition with more playtime and fewer headaches to help you get started. Here’s what you need to know: Get ready in style Prep the
Please click here to contact an agent or loan officer to learn more.
(BPT) – Once reserved for the urban elite, rooftop decks are popping up all over the country as an attractive option that offers a mixture of space savings and an unrivaled view. Rooftop decks take what was formerly unused space – the top of a building or the flat roof over part of a home – and reclaim it for a unique entertaining area or family gathering spot. 1. Define the use Defining how the
(BPT) – The backyard barbecue is a staple of the American summer. Long days filled with sun, fun, family and friends are what make lifelong memories. Now is the perfect time to start planning for your next barbecue, so you, too, can create memories you won’t soon forget. However, before you fire up the grill, you will want to ensure your backyard is prepped and ready to host your friends and family. Here are three
(BPT) – It’s National Wildfire Awareness Week. So, if you live in a wildfire-prone area, make sure you’re taking the right steps to stave off potential damage long before flames rage toward your doorstep. And one of the best ways to do that is to take a look at the home itself. “It’s a combination of the house materials, the house design and then everything around it within 100 feet that makes the difference between
(BPT) – The backyard. It’s your oasis. Your happy place. Your second living room. It’s the place to go not only for “me” time – but quality time with friends and family. This National Barbecue Month, the Hearth, Patio & Barbecue Association wants to help you make your backyard the best backyard it can be. Think sheds. No, not your grandparents’ tattered shed filled with a dusty mower and 30-year-old paint brushes. We’re talking highly
(BPT) – The value of homeowners insurance is often thrust into the national spotlight when natural disasters happen. The devastation and financial loss they can cause reinforces the importance of making sure you have adequate insurance coverage to rebuild if disaster strikes your home. In 2017 alone, the U.S. was struck by 16 separate billion-dollar disaster events, resulting in a record-breaking $300 billion in damage, according to the National Oceanic and Atmospheric Administration. Thankfully, most
(BPT) – The real estate market is heating up, and if you’re planning to sell your home in the future, you want it to sell quickly and for as high of a price as possible. By taking proactive action now, you can make a few strategic home improvements that can help you achieve both your goals. To boost your home sale and reduce time on the market, consider these top home improvement ideas to catch
Please click here to contact a Pacific Loan Brokers loan officer to learn more.
(BPT) – With spring having officially begun, many eager homeowners and landscape professionals across the country will roll up their sleeves and reach for their shovels to start projects that require digging this season. During the transition into “digging season,” Common Ground Alliance (CGA), the organization dedicated to protecting underground utility lines, people who dig near them, and their communities, reminds homeowners and professional diggers that calling 811 is the first step toward protecting you
( BPT) – Spring is officially here, bringing flowers, greenery and increased pest activity. Because termite evidence is more noticeable in warmer months, it is important to check for any warning signs every spring. Fortunately, there are a few things you can do to reduce the likelihood of a termite infestation in the first place. Keep shrubs trimmed Well-maintained shrubbery looks nice, but it also serves an important purpose: Trimming shrubs reduces the likelihood termites