Pacific Home Broker’s Blog

When you put your home up for sale, one of the best ways to determine the asking price is to look at comparable sales. There’s rarely a perfect apples-to-apples comparison, so a pricing decision often relies on comparisons to several recent sales in the area. Here are five criteria to look for in a sales comparison. Location: Homes in the same neighborhood typically follow the same market trends. Comparing your home to another in the
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You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually be financial benefits to putting down a small down payment—as low as 3.5 percent—rather than parting with so much cash
(BPT) – Natural disasters cost Americans $91 billion in damages in 2018, according to the National Oceanic and Atmospheric Administration. With parts of California in the midst of peak wildfire and flooding seasons, experts emphasize the importance of safeguarding key assets, especially those irreplaceable personal and financial documents. Safeguard your irreplaceable belongings. Whether you’re waiting out a storm or must quickly vacate your home, your most important papers, records, photos, valuables and heirlooms will be
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Repair Before You List

When you’re getting ready to list your home, it’s of the upmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and fix up some of its possible weaknesses can make a big difference in how fast it sells. Here are our top five recommended repairs to make before selling your home. Repaint walls. Giving your home a fresh coat of paint is one of the most

Upsizing Your Home

Our homes don’t always grow with us. What may have initially worked fine for a single person, a young couple’s starter home, or a family with a newborn can quickly become too small as families expand and multiple generations live under one roof. Remodeling and adding to your home is one option for creating more space, but it can be costly, and the size of your property may be prohibitive. That’s when moving to a
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For most of us, our bedroom is little more than a place to sleep and relax. However, just because it’s always been that way doesn’t mean that we have to settle for drab and dreary. One trend that’s gaining steam these days is converting your current bedroom into a luxury suite (or something comparable). If you want to live like you’re renting a room at the Ritz, then you want to follow these tips. Compartmentalize
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Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones. Scoring a lower interest rate. The number one reason homeowners decide to refinance is to secure a lower interest rate on their mortgage. Not
As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, short sales and foreclosures provide them options for moving on financially. The terms are often used interchangeably, but they’re actually quite different, with varying timelines and financial impact on the homeowner. Here’s a brief overview. A short sale comes into play when a homeowner needs to sell their home but the home is
An evacuation plan is a necessity for every home, especially if you live in an area where fires, earthquakes, hurricanes, flooding, and other disasters are a possibility. Many homeowners create evacuation plans for their homes and practice them with their kids, but far fewer have considered one for their pets. Take these steps to add your pets to your evacuation plan. Assign pet evacuation to an adult. Everyone should know how to act during an
Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a deal pretty quickly. Here are some negotiation tactics buyers and real estate professionals should avoid: Low ball offers: Going far below market value when you make an offer damages your credibility as a buyer and can be insulting to the seller. The
(BPT) – Now that the temperatures have warmed, families are emerging from weather-imposed hibernation to delight once again in outdoor living. For some homeowners, however, the spring season can be fraught with embarrassment as they covet their neighbor’s lush lawn and seek help from Mother Nature (and her helpers) to fix all that ails within their own backyards. Let’s face it. We all want a beautiful carpet of green to create the backdrop for entertaining,
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(BPT) – When you think of your bathroom, what comes to mind? A place you’re in and out of quickly while getting ready for the day or winding down for the night? Your bathroom can be more than just a utilitarian space. Features like these cam also increase the desirability of your home. By adding certain bathroom amenities, you can transform your bathroom into a calming oasis that serves as a retreat from everyday stressors.
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(BPT) – Segmental retaining wall (SRW) units are one of the most versatile landscaping tools in the homeowner’s and professional landscaper’s toolbox. Retaining wall units have evolved from just being used to retain soil, transition slopes and prevent erosion. Today’s SRWs can do all that plus serve as multipurpose building blocks for a variety of outdoor-living features, including stairs, columns, freestanding walls, tiered walls, curved walls, seating and more. Creative designs While SRWs still beautifully
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(BPT) – The spring home-buying season is just around the corner and that means people are busy making improvements to get their homes ready to sell. These days, home upgrades are increasingly focused on one key feature: connectivity. In 2019, buyers want smart homes they can easily control from anywhere. From smart HVAC and sprinkler systems to connected garage door openers, it’s all about creating convenience and comfort. Security gets connected Security systems are nothing
(BPT) – If your new home is among the one million or so being built in the U.S. this year, congratulations! You’ll have the chance to customize it to your dream home preferences. One feature that should be at the top of your priority list is the best possible fire protection for yourself and your loved ones: home fire sprinklers. While choosing household systems may not be as fun as picking paint colors and carpeting,
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(BPT) – Smart home products made major strides in 2018. More people than ever now use connected devices in their homes, and smart home hubs are constantly adding new integration and capabilities. Research from Statista predicts that by the end of 2018, more than 45 million smart home devices will be installed in U.S. homes, fueling an exciting new phase for the smart home industry, offering consumers new and improved smart technologies and giving rise
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(BPT) – From healthy lifestyle changes to productive habits, there are plenty of New Year’s resolutions that can start your 2019 off on the right foot. Homeowners can extend those resolutions to include keeping the house in tiptop shape – and keeping out unwanted visitors. Inspect your home As you start the new year, it’s a good time to check if your home is fully sealed from more than just the elements. Even an opening
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Happy Holidays!

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Social media can be a great way to showcase listings, build relationships, and connect with clients and potential clients. But to maximize its benefits, you need a solid social media strategy. You also need a social media safety plan, so your posts don’t land you in court. Avoiding a real estate lawsuit related to social media starts by knowing the risks. Let’s look at three things you can do to avoid social media errors that
(BPT) – The holidays, the big game, New Year’s and everything in between: At this time of year there are plenty of reasons to invite family and friends to your home to entertain. In addition, there are also plenty of times, particularly on cold winter nights, when you just want to have a place you can go to get cozy, play a video game or watch a movie in peace. Either can be an appealing
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(BPT) – The gift-giving season is upon us once again! Whether you’re buying your loved ones a new pet, some fancy jewelry or the latest mobile phone for the holidays, one thing is for sure, these gifts come with costs and complications that can add headaches in the long run. For instance, new pets will inevitably need visits to the vet, electronic devices are often accidentally damaged, and valuables such as jewelry, art or cameras

Happy Thanksgiving

  We appreciate your business and hope all of you are enjoying your family this year at home! Please click here to contact a Pacific Home Broker’s Agent this Holiday Season!
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(BPT) – Thinking of adding a deck? How about replacing the tired, worn siding on your house? Now that the weather is colder, it’s the perfect time to curl up with a hot beverage and start planning your 2019 home projects so you can nail the budget and settle on the look you’re after. Think “cool neutrals” for the color story When someone suggests a neutral tone for your exterior, do you think boring beige
(BPT) – Few sights make homeowners more furious than an attractive landscape destroyed virtually overnight by hungry deer. Rose bushes and ornamentals? Nipped off every bud. Expensive shrubs? Browsed within an inch of their lives. Trees? Damaged, disfigured and sometimes dead. Deer – and their wilder relatives, moose and elk – usually leave a path of destruction in their wake, and even winter can’t calm the carnage. In fact, as cold weather descends, deer shift
(BPT) – When additive manufacturing technology – better known as 3D printing – was first invented more than 30 years ago it was intended to make the product design and manufacturing process more efficient. At that time, 3D printing was used primarily as a way to create prototypes to validate and perfect product design, but the inventor, Chuck Hull, had no idea how it would change the way we live. Today, 3D printing has evolved
(BPT) – Creating an outdoor living space will give you an extra “room” to enjoy in all types of weather, even as the temperatures drop. You can start small with an inexpensive patio set and charcoal grill on a new deck, go all out with a fully installed kitchen, fireplace and living room, or something in between. It depends on your budget and how you plan to use the space. Here are some ideas for
(BPT) – Winter will be here before you know it. The season has a way of sneaking up on you and before you realize you’re not ready, the first chilling breezes have already arrived. Begin with winterizing your home now to ensure you’re prepared for the season. Apply the following tips and your home will be winter ready in no time. * Prime your plumbing. If you live in an area where freezing pipes are
(BPT) – Buying a home is an exciting process, but for many people it can also seem out of reach. While many renters would like to buy, there are several factors that may lead potential homebuyers to believe they may not be ready. These include credit score requirements, income and debt levels, and the common myth that a 20 percent down payment is needed. Here is some good news: Qualifying for a mortgage may not
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(BPT) – Changing residences can call for the coordination of a lot of details. It is especially true if you’re a do-it-yourselfer who’s renting a truck rather than hiring a moving company. Though the U.S. Census Bureau estimates the average American changes homes 11.4 times in his lifetime, many of us never take time to think about the potential safety hazards involved. Usually we’re way more focused on the challenges of figuring out all the
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A home’s curb appeal leaves a powerful first impression. Yet, according to the recent poll conducted by Ply Gem Building Products, only half of homeowners say their home’s exterior reflects their personality. This is an especially surprising statistic since 81 percent of Americans say the exterior of a home shapes their view of the homeowner. With countless material options and accents like shutters and trim, there are several ways to add color to your home.

Tired Of Renting?

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(BPT) – It’s easy to appreciate the sights and smells afforded by lawns and landscapes, but when it comes to your yard there is much more to consider besides pleasing aesthetics and aromas. Many would even be surprised to learn that the benefits of a lush lawn and stunning landscape design extend well beyond a yard’s perimeter. That’s right, well-managed landscapes offer tremendous benefits for the community and environment. Here are just a few: *
Click here to contact a Pacific Home Broker’s Agent or Loan Officer to learn more.
Click here to contact a Pacific Home Broker’s Agent or Loan Officer to learn more.
(BPT) – Home improvement projects are popular this time of year and you’ve certainly tackled your share of DIY to-dos in the past. But not this year. This year you realize it’s time to go big, to go bold, to set aside those traditional home improvement projects for another year and do something even bigger. Yes, this year, it’s time to renovate. Whether your plans include renovating one room, a floor or your entire home,
(BPT) – Are summer’s sizzling temperatures causing you to retreat from your favorite outdoor spaces? Garages, patios, sheds, gardens and other outdoor areas should be enjoyed throughout the year. Unfortunately, heat and humidity can quickly make being outside intolerable during the dog days of summer. The good news is keeping outdoor spaces comfortable doesn’t have to be a challenge. With the right tools and some thoughtful planning, you can stay cool and continue your favorite
(BPT) – If you’re like many people, the warm months of summer are when you are most active outdoors. You’re not alone. The same is also true for fleas, ticks and mosquitoes. New findings show these pests are more than just an annoyance, they can pose a health risk. According to the Centers for Disease Control and Prevention, illnesses caused by these pests are on the rise, and in recent years, nine new germs spread
(BPT) – Whether it’s a baby or pet, a new addition to the family calls for new, unexpected responsibilities, and is bound to come with adjustments for every member of the family. While it would be silly to guarantee zero stress for the new family environment, below are tips for a transition with more playtime and fewer headaches to help you get started. Here’s what you need to know: Get ready in style Prep the
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(BPT) – Once reserved for the urban elite, rooftop decks are popping up all over the country as an attractive option that offers a mixture of space savings and an unrivaled view. Rooftop decks take what was formerly unused space – the top of a building or the flat roof over part of a home – and reclaim it for a unique entertaining area or family gathering spot. 1. Define the use Defining how the
(BPT) – The backyard barbecue is a staple of the American summer. Long days filled with sun, fun, family and friends are what make lifelong memories. Now is the perfect time to start planning for your next barbecue, so you, too, can create memories you won’t soon forget. However, before you fire up the grill, you will want to ensure your backyard is prepped and ready to host your friends and family. Here are three
(BPT) – It’s National Wildfire Awareness Week. So, if you live in a wildfire-prone area, make sure you’re taking the right steps to stave off potential damage long before flames rage toward your doorstep. And one of the best ways to do that is to take a look at the home itself. “It’s a combination of the house materials, the house design and then everything around it within 100 feet that makes the difference between
(BPT) – The backyard. It’s your oasis. Your happy place. Your second living room. It’s the place to go not only for “me” time – but quality time with friends and family. This National Barbecue Month, the Hearth, Patio & Barbecue Association wants to help you make your backyard the best backyard it can be. Think sheds. No, not your grandparents’ tattered shed filled with a dusty mower and 30-year-old paint brushes. We’re talking highly
(BPT) – The value of homeowners insurance is often thrust into the national spotlight when natural disasters happen. The devastation and financial loss they can cause reinforces the importance of making sure you have adequate insurance coverage to rebuild if disaster strikes your home. In 2017 alone, the U.S. was struck by 16 separate billion-dollar disaster events, resulting in a record-breaking $300 billion in damage, according to the National Oceanic and Atmospheric Administration. Thankfully, most
(BPT) – The real estate market is heating up, and if you’re planning to sell your home in the future, you want it to sell quickly and for as high of a price as possible. By taking proactive action now, you can make a few strategic home improvements that can help you achieve both your goals. To boost your home sale and reduce time on the market, consider these top home improvement ideas to catch
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(BPT) – With spring having officially begun, many eager homeowners and landscape professionals across the country will roll up their sleeves and reach for their shovels to start projects that require digging this season. During the transition into “digging season,” Common Ground Alliance (CGA), the organization dedicated to protecting underground utility lines, people who dig near them, and their communities, reminds homeowners and professional diggers that calling 811 is the first step toward protecting you
( BPT) – Spring is officially here, bringing flowers, greenery and increased pest activity. Because termite evidence is more noticeable in warmer months, it is important to check for any warning signs every spring. Fortunately, there are a few things you can do to reduce the likelihood of a termite infestation in the first place. Keep shrubs trimmed Well-maintained shrubbery looks nice, but it also serves an important purpose: Trimming shrubs reduces the likelihood termites
  Pacific Home Broker’s agents can help you find your dream home. With a little luck and our experience, we can guide you through the process of home ownership. Please click here to contact a Pacific Home Brokers™ agent to learn more.
(BPT) – With spring officially arriving, home improvement season is swinging into full gear. Fair warning to homeowners looking to hire a professional, 2018 is predicted to be a record-breaker. A recent study by the Joint Center for Housing Studies of Harvard University projects home improvement spending will approach $340 billion this year – the strongest gain for remodeling in more than a decade. Among the costliest of projects is roofing, a large expense with
(BPT) – House hunting can feel like an adventurous new chapter in your life. If you’re lucky enough to find the property that checks off all the must have boxes such as  appearance, size, price, and location, it’s easy to fall in love. Not so fast. Before making an offer on any property, it’s smart to take a deeper look at the overall structure and its systems, just to make sure warning signs of major

Create a Happy Home Life

Pacific Home Brokers’ agents understand that a happy home life is paramount to true success. Our experienced agents will help guide you to the home you desire so you can create a happy home. Please click here to contact a Pacific Home Brokers™ agent to learn more.
(BPT) – Outdoor living spaces rank first among special function rooms desired by consumers, according to the American Institute for Architects, and so homeowners are expected to be going all-in for the outdoors in 2018. Year-round enjoyment Among the biggest trends is a shift away from seasonality as consumers adopt more of a year-round mindset, no longer restricting outdoor living to spring and summer. Thanks to new high-performance materials and innovative design approaches, homeowners everywhere
Home appreciation can offset paying more monthly to buy a home. In many cases your rental payment is the same cost as a monthly mortgage payment. Buying a home while rates are this low is a sound decision. Please click here to contact a Pacific Home Brokers™ agent to learn more.
(BPT) – The artificial intelligence that’s already taking the world by storm is ramping up even more in 2018, enabling a number of innovative new smart home tools that can make your life easier, more comfortable or just more fun. Throughout the year, consumers worldwide are expected to spend $102 billion on hardware, services and installation related to smart home systems, an amount expected to ramp up to $157 billion by 2022. The number of

Happy New Year!

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Waive The Appraisal Fee

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(BPT) – As winter approaches, many cities in the U.S. have already started to experience the winter chill with temperatures below freezing and snow fall. But cold weather isn’t exclusively a northern phenomenon as the majority of the country experiences extreme temperatures at some point during the winter months. Remember in January 2014 when all 50 states logged below-freezing temperatures on the same day? Cold weather can wreak havoc on your home and your comfort
(BPT) – As temperatures drop, you and your family will be spending more time living indoors working, playing, relaxing and staying warm. More time indoors means it’s more important to keep your home fresh by staying ahead of the continual buildup of dirt, dust and allergens. Plus, taking a few simple steps to prepare your home for winter weather will ensure your home is comfortable and efficient, too. Tackle these key areas now so your

Rents Are Rising

Rates are still at an all time low and rents are continuing to rise. Now is a great time to buy a home and have a payment that will stay fixed as rents rise. Please click here to contact a Pacific Home Brokers™ agent to learn more.
This holiday, we at Pacific Home Brokers would like to express our gratitude and wish you a very Happy Thanksgiving! Save
http://www.pacifichomebroker.com/wp-content/uploads/2017/11/phb-rates.mp4   We will provide the lowest available rate when it comes time to lock your loan. We have many lenders and many loan programs. This enables Pacific Home Brokers to provide the best possible rates and ensure you are capable of financing your home. Please click here to contact a Pacific Home Brokers™ agent to learn more.

We Salute You!

Pacific Home Brokers is veteran owned! We specialize in working with veterans and VA loans. We can help you build wealth through real estate. Even if you will be deployed, it is best to buy a home and rent the home to build your portfolio and retirement. If you have a permanent duty station, you should also take advantage of your zero down VA benefit and gain equity today! Please click here to contact a
(BPT) – Before the first flurries fly, it’s important to take some winterization steps to ensure your home is ready for whatever the season brings. This five-point checklist will help safeguard your home against winter’s woes for another year. For additional winterization ideas and detailed project plans, visit Real Cedar.com. Inspect windows Inspect each window from the outside to see if any gaps or cracks are present. These small openings let in cold air and

Six Home Tax Facts

Always consult a tax professional before you sell your home so you know the tax consequences. We will work in conjunction with your tax advisor to help you optimize your return from the sale of your home. Please click here to contact a Pacific Home Brokers™ agent to learn more. Save Save Save Save Save
(BPT) – Doing the laundry is no longer relegated to dark, musty basements where no one cares to go. Thanks to modern technology, great design and access to innovative ideas online, laundry rooms have moved upstairs and come into their own. In fact, laundry rooms today are right up there with dream kitchens and dream bathrooms – and the more style, function and “wow factor,” the better. “Laundry rooms are no longer just utilitarian,” said
Along with performing your final walk through to ensure the home is in satisfactory condition, you will need to make sure the escrow company has all the items it needs to close after you sign your closing documents. Your Pacific Home Brokers agent will ensure you are ready for closing and answer all your questions. Please click here to contact a Pacific Home Brokers™ agent to learn more. Save
(BPT) – By now it is something of a cliche to call homeownership the American dream. But even if sitting on your own deck, looking over your picket fence and sipping lemonade doesn’t move you, homeownership is still one of the best ways to build wealth. For many, owning a home is cheaper than renting and, in the long run, the biggest investment they will ever make. It is also a practical financial move thanks

Deciding Your Sales Price

The best thing to do when pricing your home is to analyze the market and price your home to sell quickly. Overpricing your home may prevent buyers from looking at your home. By pricing your home correctly, competition from buyers may drive their offers up into the high range you were anticipating for your home and even over your asking price. Please click here to contact a Pacific Home Brokers™ agent to learn more. Save
(BPT) – While newly constructed homes are bigger than ever, most Americans still live in modestly sized or even small houses – and many of these owners are choosing to remodel rather than move into a bigger home. More than half of all American houses were built before 1980, according to the National Association of Home Builders. At that time, the average new home size was slightly more than 1,700 square feet, U.S. Census Bureau
  Rates are at an all time low and home prices are going up. Now is a great time to take advantage of the low rates and build equity in your home.  There are 1% down loan programs available and if you think you have bad credit, you would be surprised at the programs available with great rates for those with low credit scores. Please click here to contact a Pacific Home Brokers™ agent to
(BPT) – You may have chosen the perfect color palette and all of your nursery furniture, but have you thought about some key safety checks? Maintain crib safety According to the Centers for Disease Control and Prevention, two-thirds of children’s deaths under the age of one are caused by suffocation. Make sure that, when prepping the nursery, the crib meets safety standards, and avoid loose bedding or soft toys in the crib. After the baby
As a seller, we realize you want to maximize your profits from the sale of your home. Pricing your home correctly can save you money. We ensure your home is priced correctly so you can sell quickly and for the highest market price. Please click here to contact a Pacific Home Brokers™ agent to learn more. Save Save
(BPT) – Sooner or later, every homeowner will face the same tough decision: Can you repair that malfunctioning system or appliance one more time, or is it finally time to replace it? Summer temperatures can heat up the repair-or-replace debate for homeowners living with an older cooling system. To arrive at an answer, you must weigh numerous factors, including which option is more cost-effective over both the long- and short-term, how the existing or new
By making additional principal payments you can lower the amount of interest you pay and decrease the time it takes to pay off your mortgage. Please click here to contact a Pacific Home Brokers™ agent to learn more. Save Save
Take the time to calculate a compassion between renting versus buying. If it makes financial sense to buy now you, should take advantage of the market and leverage loan financing to obtain a home and build equity. Please click here to contact a Pacific Home Brokers™ agent to learn more. Save
If you are looking to maximize your sales price of your home, now is the time to sell. Once interest rates start to climb prices will start to go down due to the borrower being able to afford less home. Please click here to contact a Pacific Home Brokers™ agent to learn more. Save
When rates are low, you should use the leverage to buy now and build equity. Please click here to contact a Pacific Home Brokers™ agent to learn more. Save Save Save
(BPT) – Times have changed. It’s no longer enough to protect your physical home, it’s also vital you stay safe from cyber crimes. It has become increasingly easier for criminals to gain access to financial accounts, email and even hack internet-connected devices in the home. The good news is that there are a handful of steps you can take to help defend your home from cyber attacks and lock down access to your personal information.
We have loan products that reward your clients who are teachers and staff that serve in California’s public schools. This product is for anyone that works for the California Public School Districts. Down payment assistance – $7,500 for non-high cost areas – $15,000 for high cost areas – Deferred payments – Mortgage Credit Certificate Program (MCC) – federal income tax credit that may lower your taxes and increase your disposable income. Please click here to
(BPT) – Anyone who’s ever bought or sold a home knows how even little things can sway a buyer to feel a particular house is “just right.” While major features such as a good location, a big kitchen, and a certain number of bedrooms and bathrooms all drive a home’s price and how attractive it is to buyers, small details like fresh paint and new faucets can also help clinch a sale. When you’re trying
Your VA benefit allows you to purchase a home with a zero down payment. As all of you know, investing in real estate can be a beneficial way to save for retirement and earn additional income. Prepare yourself for your long term financial health and know your VA benefits. Securing a primary residence will benefit you in the long run by creating an instrument with equity instead of renting. You can buy a home even
(BPT) – When it comes to selling a home there are many different strategies and most of them focus on the home’s interior. However, what many sellers fail to realize is that it’s the exterior of the home that often makes or breaks a sale. Curb appeal is necessary for that vital first impression. Much of a buyer’s opinion about a property is formed before they even enter the front door. Research shows curb appeal
(BPT) – It’s a long-standing tradition performed at the workbench of American garages, passing garage logic to the next generation. From hammering that first nail to changing a car’s oil, the garage is a living laboratory where parents teach their kids life lessons, self-reliance and problem-solving skills. It can even be an incubator where the seeds of a future profession grow. Today, instilling that larger vision requires a break from the small screen. Too often,
(BPT) – Spring is a time of renewal and home improvement. More and more, homeowners are looking for maximum practicality and durability from everything in their home. They won’t, however, sacrifice style and aesthetic to achieve it. Fortunately, home products continue to advance, be it waterproof technologies or scuff-proof surface finishes, all while maintaining the on-trend style and beautiful details design-savvy homeowners seek. Form and function of flooring The most impactful way to refresh the
(BPT) – What would you rather do: Pay your utility bill or take a much-deserved vacation? With an endless stream of bills each month, you might wonder where you can find the money to jet off to the beach or mountain resort of your dreams. Read on for the solution. The average U.S. household spends more than $2,200 yearly on energy bills, with about half of that for heating and cooling, according to the U.S.
(BPT) – At its core, the desire to create a home with curb appeal is a desire to make a home uniquely one’s own. After all, no matter how beautiful they are, rows of homes that look the same inherently fail to capture attention. Using personal touches, people want friends and family to know which home is theirs. Among the dozens of affordable ways you can personalize your home’s curb appeal, the first tip from
You put down 1% and the lender contributes 2%, giving 3% equity at closing!   http://www.pacifichomebroker.com/wp-content/uploads/2017/04/1_1-15.mp4 Please click here to contact a Pacific Home Brokers™ agent to learn more.
(BPT) – The trend toward outdoor living spaces that mimic the look, comfort, convenience and functionality of indoor spaces doesn’t have to stop at the backyard grilling station. A growing number of homeowners are exploring new additions to their outdoor spaces, including outdoor showers and powder rooms, and even garage entertaining areas anchored by sinks and wetbars! While traditional plumbing techniques might once have limited just how homey you could make outdoor versions of kitchens
(BPT) – Come tax time, many people work to locate tax breaks. While this is always a smart financial move, a little-known way to help build your net worth is to keep taxes top of mind throughout the entire year. Invest your tax refund: One smart place to invest your tax refund is in an IRA. Normally, investors might divert a portion of the refund into this account as part of a well-rounded investment strategy